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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,899 | $115,814-69.9% | $101,275-65.5% | $158,982-78.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.33% | 56.16%-39.8pp | 46.48%-30.2pp | 302.99%-286.7pp |
| Employer contribution / active EE | $2,166 | $4,176-48.1% | $3,660-40.8% | $4,763-54.5% |
| Participant deferral / active EE | $8,137 | $4,958+64.1% | $4,371+86.2% | $5,983+36.0% |
| Admin fee / account holder | $977 | $7,249-86.5% | $5,948-83.6% | $11,252-91.3% |