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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,814 | $106,008-89.8% | $92,240-88.3% | $147,586-92.7% |
| Participation rate | 85.7% | 80.4%+5.3pp | 76.5%+9.2pp | 82.8%+2.9pp |
| Annual return | 187.05% | 50.05%+137.0pp | 176.29%+10.8pp | 578.59%-391.5pp |
| Employer contribution / active EE | $892 | $4,333-79.4% | $3,680-75.8% | $4,876-81.7% |
| Participant deferral / active EE | $2,771 | $4,478-38.1% | $3,897-28.9% | $5,439-49.0% |
| Admin fee / account holder | $319 | $6,333-95.0% | $5,194-93.9% | $10,886-97.1% |