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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,910 | $113,941-79.9% | $94,229-75.7% | $125,389-81.7% |
| Participation rate | 94.4% | 82.9%+11.6pp | 78.8%+15.7pp | 83.2%+11.3pp |
| Annual return | -1.35% | 5.29%-6.6pp | 10.68%-12.0pp | 282.24%-283.6pp |
| Employer contribution / active EE | $3,086 | $4,727-34.7% | $3,587-14.0% | $4,866-36.6% |
| Participant deferral / active EE | $3,333 | $5,179-35.6% | $4,320-22.8% | $5,352-37.7% |
| Admin fee / account holder | $569 | $8,392-93.2% | $6,269-90.9% | $9,541-94.0% |