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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,769 | $131,835-81.2% | $108,582-77.2% | $273,972-91.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 1.78% | -91.57%+93.4pp | -51.70%+53.5pp | 41.46%-39.7pp |
| Employer contribution / active EE | $4,276 | $4,913-13.0% | $3,758+13.8% | $4,869-12.2% |
| Participant deferral / active EE | $3,000 | $5,127-41.5% | $4,311-30.4% | $5,287-43.3% |
| Admin fee / account holder | $436 | $10,253-95.7% | $7,645-94.3% | $10,133-95.7% |