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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,425 | $93,345-56.7% | $119,126-66.1% | $87,485-53.8% |
| Participation rate | 98.7% | 68.7%+30.0pp | 75.8%+22.9pp | 68.9%+29.8pp |
| Annual return | 21.01% | 19.08%+1.9pp | 282.11%-261.1pp | 26.06%-5.1pp |
| Employer contribution / active EE | $4,608 | $3,172+45.3% | $4,034+14.2% | $2,596+77.5% |
| Participant deferral / active EE | $6,031 | $4,099+47.1% | $5,318+13.4% | $4,274+41.1% |
| Admin fee / account holder | $7,277 | $8,039-9.5% | $10,693-31.9% | $7,775-6.4% |