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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,141 | $65,367-73.8% | $92,915-81.6% | $72,976-76.5% |
| Participation rate | 81.3% | 68.3%+12.9pp | 76.0%+5.2pp | 69.5%+11.8pp |
| Annual return | 57.48% | 42.11%+15.4pp | 109.45%-52.0pp | 81.02%-23.5pp |
| Employer contribution / active EE | $2,065 | $2,594-20.4% | $3,653-43.5% | $2,440-15.4% |
| Participant deferral / active EE | $3,716 | $3,128+18.8% | $4,238-12.3% | $3,608+3.0% |
| Admin fee / account holder | $2,397 | $4,251-43.6% | $5,796-58.6% | $5,124-53.2% |