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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,624 | $72,273-72.8% | $101,275-80.6% | $79,856-75.4% |
| Participation rate | 91.7% | 68.5%+23.2pp | 75.8%+15.9pp | 69.6%+22.0pp |
| Annual return | 17.59% | 22.30%-4.7pp | 46.48%-28.9pp | 31.71%-14.1pp |
| Employer contribution / active EE | $2,350 | $2,691-12.7% | $3,660-35.8% | $2,471-4.9% |
| Participant deferral / active EE | $3,877 | $3,282+18.2% | $4,371-11.3% | $3,741+3.7% |
| Admin fee / account holder | $655 | $4,401-85.1% | $5,948-89.0% | $5,306-87.7% |