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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,425 | $88,672-54.4% | $105,223-61.6% | $82,448-51.0% |
| Participation rate | 98.7% | 67.9%+30.8pp | 75.0%+23.7pp | 68.1%+30.6pp |
| Annual return | 21.01% | 30.86%-9.8pp | 180.65%-159.6pp | 41.64%-20.6pp |
| Employer contribution / active EE | $4,608 | $3,048+51.2% | $3,689+24.9% | $2,551+80.6% |
| Participant deferral / active EE | $6,031 | $4,036+49.4% | $5,072+18.9% | $4,139+45.7% |
| Admin fee / account holder | $7,277 | $7,146+1.8% | $8,859-17.9% | $7,234+0.6% |