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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,704 | $97,125+15.0% | $86,233+29.5% | $137,256-18.6% |
| Participation rate | 84.6% | 74.2%+10.4pp | 69.0%+15.6pp | 80.0%+4.7pp |
| Annual return | 16.80% | 74.19%-57.4pp | 61.39%-44.6pp | 220.34%-203.5pp |
| Employer contribution / active EE | $2,938 | $2,841+3.4% | $2,504+17.3% | $4,156-29.3% |
| Participant deferral / active EE | $4,623 | $5,180-10.7% | $4,559+1.4% | $6,407-27.8% |
| Admin fee / account holder | $1,380 | $9,725-85.8% | $8,342-83.5% | $12,270-88.8% |