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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,306 | $81,749-40.9% | $58,544-17.5% | $139,456-65.4% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 12.47% | 7425.45%-7413.0pp | 4249.56%-4237.1pp | 373.45%-361.0pp |
| Employer contribution / active EE | $1,036 | $1,398-25.9% | $1,053-1.6% | $4,753-78.2% |
| Participant deferral / active EE | $5,400 | $2,555+111.4% | $1,923+180.8% | $6,711-19.5% |
| Admin fee / account holder | $1,729 | $3,272-47.2% | $2,520-31.4% | $11,407-84.8% |