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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,593 | $84,551-52.0% | $61,452-33.9% | $134,532-69.8% |
| Participation rate | 62.5% | 62.2%+0.3pp | 52.6%+9.9pp | 81.2%-18.7pp |
| Annual return | -20.02% | 585.39%-605.4pp | 338.96%-359.0pp | 418.27%-438.3pp |
| Employer contribution / active EE | $575 | $1,545-62.8% | $1,160-50.4% | $4,741-87.9% |
| Participant deferral / active EE | $3,135 | $2,818+11.2% | $2,125+47.6% | $6,401-51.0% |
| Admin fee / account holder | $1,130 | $2,587-56.3% | $2,131-47.0% | $11,429-90.1% |