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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,469 | $152,612-28.3% | $125,192-12.6% | $152,897-28.4% |
| Participation rate | 80.0% | 83.3%-3.3pp | 79.8%+0.2pp | 82.5%-2.5pp |
| Annual return | 19.07% | 54.85%-35.8pp | 43.79%-24.7pp | 345.43%-326.4pp |
| Employer contribution / active EE | $17,702 | $4,947+257.8% | $3,866+357.9% | $4,764+271.6% |
| Participant deferral / active EE | $7,806 | $5,868+33.0% | $4,937+58.1% | $5,851+33.4% |
| Admin fee / account holder | $1,184 | $13,437-91.2% | $9,704-87.8% | $11,599-89.8% |