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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,619 | $135,645-42.8% | $110,243-29.6% | $135,380-42.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -4.41% | 513.24%-517.6pp | 314.76%-319.2pp | 519.81%-524.2pp |
| Employer contribution / active EE | $11,879 | $4,907+142.1% | $3,827+210.4% | $4,779+148.6% |
| Participant deferral / active EE | $7,400 | $5,507+34.4% | $4,672+58.4% | $5,609+31.9% |
| Admin fee / account holder | $347 | $11,458-97.0% | $8,548-95.9% | $10,828-96.8% |