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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,230 | $96,643-68.7% | $86,617-65.1% | $139,456-78.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 10.60% | 106.57%-96.0pp | 591.91%-581.3pp | 373.45%-362.9pp |
| Employer contribution / active EE | $1,687 | $3,264-48.3% | $3,023-44.2% | $4,753-64.5% |
| Participant deferral / active EE | $2,621 | $4,835-45.8% | $4,437-40.9% | $6,711-60.9% |
| Admin fee / account holder | $6,972 | $6,406+8.8% | $5,613+24.2% | $11,407-38.9% |