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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,795 | $48,078-35.9% | $78,676-60.9% | $62,881-51.0% |
| Participation rate | 92.6% | 65.2%+27.4pp | 73.6%+19.0pp | 69.3%+23.3pp |
| Annual return | 3.75% | 31.36%-27.6pp | 62.19%-58.4pp | 20.14%-16.4pp |
| Employer contribution / active EE | $1,645 | $2,015-18.3% | $2,850-42.3% | $2,281-27.9% |
| Participant deferral / active EE | $3,435 | $2,587+32.8% | $3,517-2.3% | $3,203+7.2% |
| Admin fee / account holder | $10,505 | $3,206+227.7% | $4,510+132.9% | $4,296+144.6% |