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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,852 | $124,346+65.5% | $111,306+84.9% | $167,553+22.9% |
| Participation rate | 83.3% | 79.6%+3.7pp | 77.3%+6.0pp | 82.1%+1.2pp |
| Annual return | 15.33% | 37.46%-22.1pp | 54.67%-39.3pp | 478.89%-463.6pp |
| Employer contribution / active EE | $5,873 | $3,438+70.8% | $2,732+115.0% | $4,840+21.4% |
| Participant deferral / active EE | $8,663 | $5,182+67.2% | $4,488+93.0% | $6,343+36.6% |
| Admin fee / account holder | $1,336 | $10,623-87.4% | $7,966-83.2% | $12,316-89.2% |