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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,203 | $162,821+25.4% | $133,978+52.4% | $158,982+28.4% |
| Participation rate | 80.0% | 83.2%-3.2pp | 79.8%+0.2pp | 82.0%-2.0pp |
| Annual return | 11.73% | 41.95%-30.2pp | 45.10%-33.4pp | 302.99%-291.3pp |
| Employer contribution / active EE | $3,120 | $4,976-37.3% | $3,919-20.4% | $4,763-34.5% |
| Participant deferral / active EE | $11,559 | $5,910+95.6% | $5,047+129.0% | $5,983+93.2% |
| Admin fee / account holder | $1,235 | $11,742-89.5% | $8,930-86.2% | $11,252-89.0% |