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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,350 | $152,619+9.0% | $125,195+32.9% | $152,909+8.8% |
| Participation rate | 80.0% | 83.3%-3.3pp | 79.8%+0.2pp | 82.5%-2.5pp |
| Annual return | 15.24% | 54.85%-39.6pp | 43.79%-28.5pp | 345.46%-330.2pp |
| Employer contribution / active EE | $7,353 | $4,947+48.6% | $3,866+90.2% | $4,764+54.3% |
| Participant deferral / active EE | $14,274 | $5,869+143.2% | $4,937+189.1% | $5,851+143.9% |
| Admin fee / account holder | $17,967 | $13,437+33.7% | $9,704+85.1% | $11,601+54.9% |