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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,692 | $217,427-51.4% | $185,837-43.1% | $167,518-36.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.69% | 148.39%-138.7pp | 122.08%-112.4pp | 478.71%-469.0pp |
| Employer contribution / active EE | $1,621 | $5,874-72.4% | $5,168-68.6% | $4,838-66.5% |
| Participant deferral / active EE | $2,920 | $6,357-54.1% | $5,568-47.6% | $6,342-54.0% |
| Admin fee / account holder | $4,660 | $19,816-76.5% | $16,241-71.3% | $12,312-62.2% |