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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,656 | $167,362-59.6% | $143,799-53.0% | $134,532-49.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.82% | 0.47%-17.3pp | -0.04%-16.8pp | 418.27%-435.1pp |
| Employer contribution / active EE | $2,700 | $5,620-52.0% | $4,952-45.5% | $4,741-43.1% |
| Participant deferral / active EE | $7,107 | $6,447+10.2% | $5,638+26.0% | $6,401+11.0% |
| Admin fee / account holder | $1,634 | $18,094-91.0% | $14,677-88.9% | $11,429-85.7% |