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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,457 | $181,896-86.0% | $156,551-83.7% | $273,972-90.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 10.33% | 30.74%-20.4pp | 32.23%-21.9pp | 41.46%-31.1pp |
| Employer contribution / active EE | $3,122 | $6,248-50.0% | $5,501-43.3% | $4,869-35.9% |
| Participant deferral / active EE | $4,954 | $5,550-10.7% | $4,871+1.7% | $5,287-6.3% |
| Admin fee / account holder | $765 | $15,560-95.1% | $13,028-94.1% | $10,133-92.4% |