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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,469 | $175,259-46.1% | $149,723-36.9% | $139,487-32.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.07% | 166.82%-147.8pp | 134.50%-115.4pp | 373.84%-354.8pp |
| Employer contribution / active EE | $0 | $5,478-100.0% | $4,821-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $10,271 | $6,522+57.5% | $5,682+80.8% | $6,713+53.0% |
| Admin fee / account holder | $9,117 | $16,158-43.6% | $13,215-31.0% | $11,407-20.1% |