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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,241 | $81,331+275.3% | $155,534+96.3% | $80,935+277.1% |
| Participation rate | 96.9% | 66.3%+30.6pp | 78.2%+18.7pp | 67.7%+29.2pp |
| Annual return | 15.90% | 33.37%-17.5pp | 64.92%-49.0pp | 35.66%-19.8pp |
| Employer contribution / active EE | $11,694 | $3,105+276.6% | $4,675+150.1% | $2,757+324.2% |
| Participant deferral / active EE | $6,274 | $3,454+81.6% | $5,630+11.4% | $4,299+45.9% |
| Admin fee / account holder | $4,825 | $7,999-39.7% | $15,900-69.7% | $6,924-30.3% |