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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,578 | $106,864-46.1% | $147,318-60.9% | $82,637-30.3% |
| Participation rate | 85.4% | 75.5%+9.9pp | 82.1%+3.3pp | 68.1%+17.3pp |
| Annual return | 17.49% | 27.49%-10.0pp | 70.43%-52.9pp | 53.51%-36.0pp |
| Employer contribution / active EE | $1,749 | $3,417-48.8% | $4,593-61.9% | $2,552-31.5% |
| Participant deferral / active EE | $7,142 | $6,496+10.0% | $7,906-9.7% | $4,126+73.1% |
| Admin fee / account holder | $1,497 | $8,415-82.2% | $13,708-89.1% | $7,339-79.6% |