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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,489 | $165,381-67.1% | $149,730-63.6% | $158,966-65.7% |
| Participation rate | 84.6% | 84.6%0pp | 82.5%+2.1pp | 82.0%+2.7pp |
| Annual return | 18.40% | 348.29%-329.9pp | 276.70%-258.3pp | 302.95%-284.6pp |
| Employer contribution / active EE | $1,523 | $5,104-70.2% | $4,645-67.2% | $4,762-68.0% |
| Participant deferral / active EE | $7,164 | $7,182-0.3% | $6,843+4.7% | $5,983+19.7% |
| Admin fee / account holder | $1,460 | $10,809-86.5% | $9,310-84.3% | $11,250-87.0% |