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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,494 | $98,776-58.0% | $149,745-72.3% | $79,856-48.0% |
| Participation rate | 59.1% | 75.8%-16.7pp | 82.5%-23.4pp | 69.6%-10.5pp |
| Annual return | 18.99% | 27.38%-8.4pp | 276.72%-257.7pp | 31.71%-12.7pp |
| Employer contribution / active EE | $1,959 | $3,217-39.1% | $4,646-57.8% | $2,471-20.7% |
| Participant deferral / active EE | $2,898 | $5,681-49.0% | $6,843-57.6% | $3,741-22.5% |
| Admin fee / account holder | $1,201 | $6,053-80.2% | $9,312-87.1% | $5,306-77.4% |