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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,497 | $155,555-51.5% | $146,866-48.6% | $155,188-51.4% |
| Participation rate | 69.6% | 84.0%-14.4pp | 82.5%-12.9pp | 80.8%-11.2pp |
| Annual return | 18.95% | 115.41%-96.5pp | 102.85%-83.9pp | 148.84%-129.9pp |
| Employer contribution / active EE | $4,521 | $4,647-2.7% | $4,425+2.2% | $4,248+6.4% |
| Participant deferral / active EE | $6,278 | $8,044-22.0% | $7,759-19.1% | $6,531-3.9% |
| Admin fee / account holder | $18,539 | $14,755+25.6% | $13,620+36.1% | $14,480+28.0% |