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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,248 | $118,708+98.2% | $98,920+137.8% | $158,982+48.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 21.22% | 372.49%-351.3pp | 196.47%-175.3pp | 302.99%-281.8pp |
| Employer contribution / active EE | $5,890 | $3,334+76.7% | $2,689+119.0% | $4,763+23.7% |
| Participant deferral / active EE | $5,389 | $5,089+5.9% | $4,245+27.0% | $5,983-9.9% |
| Admin fee / account holder | $5,399 | $10,134-46.7% | $6,643-18.7% | $11,252-52.0% |