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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,771 | $116,203+95.2% | $93,621+142.2% | $152,909+48.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 25.74% | 35.96%-10.2pp | 32.76%-7.0pp | 345.46%-319.7pp |
| Employer contribution / active EE | $6,919 | $3,219+114.9% | $2,719+154.5% | $4,764+45.2% |
| Participant deferral / active EE | $6,266 | $4,605+36.1% | $4,070+54.0% | $5,851+7.1% |
| Admin fee / account holder | $4,696 | $10,751-56.3% | $7,890-40.5% | $11,601-59.5% |