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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,557 | $99,032+75.3% | $80,022+116.9% | $135,380+28.2% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -7.29% | 15.39%-22.7pp | 11.22%-18.5pp | 519.81%-527.1pp |
| Employer contribution / active EE | $6,613 | $3,043+117.3% | $2,468+167.9% | $4,779+38.4% |
| Participant deferral / active EE | $5,470 | $4,282+27.7% | $3,686+48.4% | $5,609-2.5% |
| Admin fee / account holder | $1,945 | $10,436-81.4% | $6,521-70.2% | $10,828-82.0% |