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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,263 | $125,190+185.4% | $105,624+238.2% | $145,897+144.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 14.91% | 225.22%-210.3pp | 116.20%-101.3pp | 552.29%-537.4pp |
| Employer contribution / active EE | $4,373 | $3,720+17.6% | $3,168+38.1% | $4,663-6.2% |
| Participant deferral / active EE | $9,413 | $5,716+64.7% | $5,013+87.8% | $6,689+40.7% |
| Admin fee / account holder | $10,529 | $17,138-38.6% | $10,961-3.9% | $13,390-21.4% |