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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,263 | $125,237+185.3% | $105,608+238.3% | $145,877+144.9% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 14.91% | 225.76%-210.9pp | 116.50%-101.6pp | 551.28%-536.4pp |
| Employer contribution / active EE | $4,373 | $3,720+17.5% | $3,167+38.1% | $4,663-6.2% |
| Participant deferral / active EE | $9,413 | $5,711+64.8% | $5,010+87.9% | $6,691+40.7% |
| Admin fee / account holder | $10,529 | $17,287-39.1% | $11,028-4.5% | $13,402-21.4% |