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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,416 | $82,674-25.7% | $125,363-51.0% | $68,495-10.3% |
| Participation rate | 74.5% | 75.0%-0.5pp | 82.4%-7.8pp | 67.9%+6.7pp |
| Annual return | -19.54% | -5.97%-13.6pp | 572.15%-591.7pp | -7.84%-11.7pp |
| Employer contribution / active EE | $3,773 | $3,382+11.6% | $4,815-21.6% | $2,596+45.3% |
| Participant deferral / active EE | $6,393 | $6,111+4.6% | $7,447-14.2% | $4,028+58.7% |
| Admin fee / account holder | $1,541 | $6,276-75.4% | $10,005-84.6% | $5,403-71.5% |