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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,025 | $77,816-52.4% | $123,552-70.0% | $64,173-42.3% |
| Participation rate | 76.6% | 74.7%+1.9pp | 82.3%-5.7pp | 69.6%+7.0pp |
| Annual return | -5.19% | 12.49%-17.7pp | 119.20%-124.4pp | 7.63%-12.8pp |
| Employer contribution / active EE | $2,500 | $3,014-17.0% | $4,628-46.0% | $2,381+5.0% |
| Participant deferral / active EE | $4,918 | $5,240-6.1% | $6,426-23.5% | $3,470+41.7% |
| Admin fee / account holder | $866 | $5,519-84.3% | $9,285-90.7% | $4,887-82.3% |