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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,608 | $148,623+49.8% | $135,974+63.7% | $139,466+59.6% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 15.78% | 79.30%-63.5pp | 68.30%-52.5pp | 373.66%-357.9pp |
| Employer contribution / active EE | $3,568 | $5,246-32.0% | $4,859-26.6% | $4,754-25.0% |
| Participant deferral / active EE | $14,962 | $8,103+84.7% | $7,760+92.8% | $6,712+122.9% |
| Admin fee / account holder | $1,504 | $12,406-87.9% | $10,767-86.0% | $11,409-86.8% |