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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,320 | $165,399+1.8% | $149,745+12.4% | $158,982+5.9% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 20.27% | 348.34%-328.1pp | 276.72%-256.5pp | 302.99%-282.7pp |
| Employer contribution / active EE | $13,425 | $5,105+163.0% | $4,646+189.0% | $4,763+181.9% |
| Participant deferral / active EE | $9,891 | $7,183+37.7% | $6,843+44.5% | $5,983+65.3% |
| Admin fee / account holder | $806 | $10,811-92.5% | $9,312-91.3% | $11,252-92.8% |