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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,153 | $157,304-31.9% | $141,197-24.1% | $152,909-29.9% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 27.11% | 64.34%-37.2pp | 71.41%-44.3pp | 345.46%-318.4pp |
| Employer contribution / active EE | $3,859 | $5,263-26.7% | $4,736-18.5% | $4,764-19.0% |
| Participant deferral / active EE | $8,420 | $7,111+18.4% | $6,710+25.5% | $5,851+43.9% |
| Admin fee / account holder | $4,711 | $12,126-61.1% | $10,265-54.1% | $11,601-59.4% |