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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,610 | $121,701-83.1% | $104,639-80.3% | $158,982-87.0% |
| Participation rate | 55.6% | 77.5%-22.0pp | 74.1%-18.5pp | 82.0%-26.4pp |
| Annual return | 7.76% | 465.72%-458.0pp | 340.67%-332.9pp | 302.99%-295.2pp |
| Employer contribution / active EE | $930 | $3,165-70.6% | $2,682-65.3% | $4,763-80.5% |
| Participant deferral / active EE | $1,839 | $4,176-56.0% | $3,738-50.8% | $5,983-69.3% |
| Admin fee / account holder | $5,577 | $7,778-28.3% | $6,465-13.7% | $11,252-50.4% |