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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,280 | $117,444-85.3% | $99,479-82.6% | $152,909-88.7% |
| Participation rate | 50.0% | 77.5%-27.5pp | 73.8%-23.8pp | 82.5%-32.5pp |
| Annual return | 75.05% | 31.87%+43.2pp | 30.72%+44.3pp | 345.46%-270.4pp |
| Employer contribution / active EE | $1,071 | $3,014-64.4% | $2,540-57.8% | $4,764-77.5% |
| Participant deferral / active EE | $1,541 | $4,086-62.3% | $3,619-57.4% | $5,851-73.7% |
| Admin fee / account holder | $3,872 | $7,635-49.3% | $6,253-38.1% | $11,601-66.6% |