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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,751 | $135,956-59.0% | $123,894-55.0% | $273,972-79.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.46% | 56.63%-51.2pp | 47.52%-42.1pp | 41.46%-36.0pp |
| Employer contribution / active EE | $12,023 | $5,170+132.6% | $4,617+160.4% | $4,869+146.9% |
| Participant deferral / active EE | $6,194 | $6,343-2.3% | $5,984+3.5% | $5,287+17.1% |
| Admin fee / account holder | $1,011 | $9,817-89.7% | $8,357-87.9% | $10,133-90.0% |