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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,059 | $176,120-25.0% | $159,487-17.2% | $167,553-21.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.62% | 331.95%-326.3pp | 263.71%-258.1pp | 478.89%-473.3pp |
| Employer contribution / active EE | $15,068 | $5,299+184.3% | $4,831+211.9% | $4,840+211.3% |
| Participant deferral / active EE | $8,667 | $7,752+11.8% | $7,354+17.9% | $6,343+36.6% |
| Admin fee / account holder | $563 | $12,561-95.5% | $10,804-94.8% | $12,316-95.4% |