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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,518 | $160,028-45.3% | $147,080-40.5% | $145,884-40.0% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 8.39% | 98.60%-90.2pp | 420.17%-411.8pp | 551.85%-543.5pp |
| Employer contribution / active EE | $1,491 | $5,286-71.8% | $4,933-69.8% | $4,662-68.0% |
| Participant deferral / active EE | $3,527 | $8,422-58.1% | $8,066-56.3% | $6,690-47.3% |
| Admin fee / account holder | $78,501 | $15,030+422.3% | $12,989+504.4% | $13,392+486.2% |