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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,518 | $160,040-45.3% | $147,096-40.5% | $145,877-40.0% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 8.39% | 98.49%-90.1pp | 419.75%-411.4pp | 551.28%-542.9pp |
| Employer contribution / active EE | $1,491 | $5,289-71.8% | $4,936-69.8% | $4,663-68.0% |
| Participant deferral / active EE | $3,527 | $8,429-58.2% | $8,071-56.3% | $6,691-47.3% |
| Admin fee / account holder | $78,501 | $15,050+421.6% | $13,005+503.6% | $13,402+485.7% |