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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,982 | $125,237+1.4% | $105,608+20.2% | $145,877-13.0% |
| Participation rate | 80.0% | 77.7%+2.3pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 10.72% | 225.76%-215.0pp | 116.50%-105.8pp | 551.28%-540.6pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,366 | $5,711-58.6% | $5,010-52.8% | $6,691-64.6% |
| Admin fee / account holder | $2,276 | $17,287-86.8% | $11,028-79.4% | $13,402-83.0% |