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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,170 | $118,496-12.1% | $98,461+5.8% | $139,466-25.3% |
| Participation rate | 84.2% | 77.5%+6.7pp | 75.2%+9.0pp | 80.3%+3.9pp |
| Annual return | 14.37% | 18.96%-4.6pp | 21.17%-6.8pp | 373.66%-359.3pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,972 | $5,393-63.4% | $4,738-58.4% | $6,712-70.6% |
| Admin fee / account holder | $1,675 | $14,056-88.1% | $8,961-81.3% | $11,409-85.3% |