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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,216 | $99,032-31.1% | $80,022-14.8% | $135,380-49.6% |
| Participation rate | 71.4% | 78.4%-6.9pp | 75.8%-4.4pp | 82.6%-11.2pp |
| Annual return | -6.82% | 15.39%-22.2pp | 11.22%-18.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $0 | $3,043-100.0% | $2,468-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,159 | $4,282-72.9% | $3,686-68.6% | $5,609-79.3% |
| Admin fee / account holder | $350 | $10,436-96.6% | $6,521-94.6% | $10,828-96.8% |