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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,443 | $147,167-80.0% | $111,392-73.6% | $135,380-78.3% |
| Participation rate | 86.7% | 84.0%+2.6pp | 78.9%+7.8pp | 82.6%+4.0pp |
| Annual return | -11.04% | -4.44%-6.6pp | -2.06%-9.0pp | 519.81%-530.8pp |
| Employer contribution / active EE | $320 | $5,204-93.9% | $4,328-92.6% | $4,779-93.3% |
| Participant deferral / active EE | $5,587 | $6,565-14.9% | $5,567+0.4% | $5,609-0.4% |
| Admin fee / account holder | $1,990 | $20,270-90.2% | $12,266-83.8% | $10,828-81.6% |