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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,737 | $183,516-21.1% | $155,534-6.9% | $145,884-0.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.80% | 61.43%-52.6pp | 64.92%-56.1pp | 551.85%-543.1pp |
| Employer contribution / active EE | $13,559 | $5,315+155.1% | $4,675+190.0% | $4,662+190.8% |
| Participant deferral / active EE | $8,553 | $6,467+32.3% | $5,630+51.9% | $6,690+27.8% |
| Admin fee / account holder | $1,609 | $19,293-91.7% | $15,900-89.9% | $13,392-88.0% |