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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,712 | $175,259-35.7% | $149,723-24.7% | $139,487-19.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.45% | 166.82%-153.4pp | 134.50%-121.1pp | 373.84%-360.4pp |
| Employer contribution / active EE | $13,812 | $5,478+152.1% | $4,821+186.5% | $4,755+190.5% |
| Participant deferral / active EE | $7,428 | $6,522+13.9% | $5,682+30.7% | $6,713+10.7% |
| Admin fee / account holder | $1,156 | $16,158-92.8% | $13,215-91.3% | $11,407-89.9% |