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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,564 | $217,432-55.6% | $185,851-48.0% | $167,553-42.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.86% | 148.43%-141.6pp | 122.11%-115.2pp | 478.89%-472.0pp |
| Employer contribution / active EE | $10,364 | $5,874+76.4% | $5,168+100.5% | $4,840+114.1% |
| Participant deferral / active EE | $9,727 | $6,357+53.0% | $5,569+74.7% | $6,343+53.4% |
| Admin fee / account holder | $3,523 | $19,820-82.2% | $16,245-78.3% | $12,316-71.4% |