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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,664 | $150,442-48.4% | $136,295-43.0% | $147,585-47.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.72% | 1049.09%-1028.4pp | 5155.97%-5135.3pp | 578.56%-557.8pp |
| Employer contribution / active EE | $7,314 | $5,256+39.2% | $4,695+55.8% | $4,876+50.0% |
| Participant deferral / active EE | $4,862 | $6,630-26.7% | $6,247-22.2% | $5,439-10.6% |
| Admin fee / account holder | $606 | $10,905-94.4% | $9,243-93.4% | $10,885-94.4% |