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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,071 | $138,0760% | $123,553+11.8% | $135,380+2.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.43% | 153.70%-162.1pp | 119.21%-127.6pp | 519.81%-528.2pp |
| Employer contribution / active EE | $15,956 | $5,152+209.7% | $4,628+244.8% | $4,779+233.9% |
| Participant deferral / active EE | $10,577 | $6,800+55.6% | $6,426+64.6% | $5,609+88.6% |
| Admin fee / account holder | $6,095 | $10,917-44.2% | $9,284-34.4% | $10,828-43.7% |